No program to sign up, no money accepted, this is the only true FREE Credit Report.
IS CREDIT REALLY THAT IMPORTANT?
ABSOLUTELY! That is why we help everyone to establish and maintain a healthy credit score. Even those whose credit is already acceptable need a little help to get a lower house payment, Your insurance might be less if your score was better.
Once you are ready to proceed with purchasing a house, unless you have all the cash to purchase it with, you will need a Home Loan.
Our agents are trained to read and understand your entire credit report. This enables to them to advise you on what you need to do to get approved. Where our agents do not charge you for this report in the beginning, they are charged for the report and are refunded when and only when you get the key's to your house.
SO where is the only true FREE credit report, just a few clicks away.
There are 3 major credit reporting companies. Under the fair credit act, you have the right to get an annual report from each bureau to see what is being reported. If you have not received a report in the last 12 months, than we highly recommend you do so now. Really, right now.
NOTE: This one link will get you one free report form each bureau. IT IS important to have a printer hooked up so that you can print your report now. If you do not have a printer, save the report to your computer. We recommend Trans-Union if you want to save a gif file to your computer. You may send us the report if you need assistance in understanding it. This report will not give you your SCORE, you may purchase your score at one or all of them if you feel the need. We do not need to see your score. If your report meets normal minimums, we can advise you and obtain your scores if needed.